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I can't say if that's true or not, since neither Pottery Barn nor Comenity Bank, which issues the card, defines the rate beyond the word “special.” And, ...

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Pottery Barn credit card - Benefits - Comenity - Bread Financial

This site gives access to services offered by Comenity Bank, which is part of Bread Financial. Pottery Barn credit card Accounts are issued by Comenity Bank.

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